Unlocking the Power of Home Equity As a homeowner, your home’s equity is one of the most valuable financial assets you have. It is a...

External Memo Date: 9/18/2024 Subject: BREAKING NEWS: FEDS Cut Rates 50 BPS   At today's meetings, the FEDS announced a 50 bps cut to...

Stay in the know with OCAP news each week. Scroll below to access recent memos, and click HERE to get news delivered directly to your...

As you apply for a home loan or refinance, you will hear the term debt-to-income ratio, or DTI. Read to learn what this means and how it...

Why would someone use a mortgage broker versus a bank? Explore some common myths on this topic to help you make the best decision. Myth:...

Preparing to buy your first home can be intimidating, but educating yourself on the process makes it less overwhelming. Read below for...

A down payment can be a daunting piece of the home buying process, but it does not need to be. Learn the facts about this process as you...

Educate yourself on the various types of loans available during the home buying process. Are you new to the world of home buying? Learn...

Becoming an authorized user may be a way to boost your credit score as you prepare for a home loan. Read to learn more! What is an...

Gift giving is a common way to show love and gratitude during the holiday season; however, maxing out your credit cards is a big no-no...

Buying your first home can be a nerve-wracking experience. Hearing others' stories can help you better navigate your own journey. Read as...

If you aren't closely associated with a given industry, sometimes the vocabulary and acronyms used in that industry can be overwhelming....

Thinking about buying a home but have some anxiety about funding the down payment? Read to learn myths versus realities of down payment...

You have successfully become a homeowner. Congratulations! Now what? Here are 14 essential items to take care of during your first year...